The new year is almost upon us and I hope your vision board/plan is already in action and complete. Do not wait until the new year to get moving. Start now and make it a routine that you carry over into the new year. If you do not have a plan, you are planning to fail! How many times have you made a resolution and did not stay with it for the entire year? I’m sure plenty of times. Stop making excuses and make 2016 count. Write your plan of action down in the most specific way possible. Don’t say, I’m going to lose weight or get out of debt but you have no detailed plan on how you are going to lose that weight or get out of debt. For example, write down your target goal, what you are going to eat, what you are going to drink, how many times you are going to work out, and prepare. As far as your debt, write your monthly goals, write the actual dollar amount you are going to save and commit to it. Write down how many debts you are going to pay off with the amount you are going to send each month. This is very important! Being to vague will cause vague results and you want specific results. Put your plan on the mirror, in your wallet, as your screen saver and look at it each and every day and say it. You can do this! The mind and the power of the tongue is very powerful and trust me it will come into action! Have a very safe and blessed New Year!