Crystal J. is a young woman among the millennial generation from the great city of Atlanta, Georgia. She obtained a business degree from the critically acclaimed Fisk University in Nashville, Tennessee. Crystal realized at a very early age that she possessed a different financial outlook and foundation from her peers. She was responsible for her first credit card at age 15, and it was stressed to her how much power that credit card could hold over her future. The early training created the “financial professional” that hundreds of people are now benefiting from. Her formal and life education has made her want to enable and equip as many people as possible. Her drive and passion enables her to bridge the economic wealth gap in this society by educating one person at a time.

Financial education is a critical component to assisting children and helping young adults thrive. Obtaining money means nothing without good habits and/or advisors. Did you know that 80% of Americans are in debt? Another issue is that 84% of college students have stated that they need financial management and financial literacy is a serious topic that is not being taught. Why is this such a critical issue in America? This is a serious issue that Crystal J wants to change! Financial literacy at an early age can drastically guide decisions made by children and their future as adults. “Breaking the Chain with Crystal J” is a set of principles, designed to help individuals become debt free and climb the ladder to economic success.